# Consumer Math

## Course Description:

In this course, you will learn practical applications of math. You will learn how to plan a budget, manage bank accounts, and figure the cost of a good or service. You will also learn about taxes, payroll deductions, and how to invest and borrow money. This course will help you make informed decisions about buying or renting a home or car and teach you how to protect your purchases and investments with insurance. Finally, you will study economics, or the science of the creation, distribution, and consumption of goods and services. You’ll see how economics affects you as an individual and how it affects the country as a whole.

## Course Details:

Course Title (District): Consumer Math
Course Title (NCES SCED) : Consumer Math
Course Provider : Burr Oak Community School District
Content Provided By : My Virtual Academy
Online Instructor Provided By : Burr Oak Community School District
Standards Addressed : MMC
Academic Terms : Accelerated, Open Entry / Open Exit, Semester, Trimester
NCES SCED Code :
 Subject Area : Mathematics Course Identifier : Consumer Math Course Level : (G) General or Regular Available Credit : 0.5 Sequence : 1 of 1

## How To Enroll:

Enrollment Website : https://www.myvirtualacademy.com/section21f [email protected] 800-297-2119

Students and Parents: It is important to work closely with your local school counselor or registrar to follow the school's enrollment procedures. By clicking the "Start Registration Request" button below, you will be able to notify the school of your interest in registering for the online course. However, it is the responsibility of the district or school to review the registration request and approve or deny the request. Please make a note to follow up with your school after submitting a registration request.

## Additional Course Information:

By the end of this course, you will be able to do the following:
· Solve basic mathematical operations in real world problems.
· Solve problems involving decimals, fractions and percentages.
· Solve problems recognizing and using proportional relationships.
· Calculate discounts, tips, and sales tax on consumer purchases and services.
Analyze the parts of an earnings statement or paycheck.
· Create a budget.
· Examine the benefits of savings and checking accounts.
· Explore online banking and payment options.
· Balance a checkbook.
· Differentiate between payroll taxes and federal income tax.
· Learn how to invest money.
· Define the terms associated with borrowing money.
· Understand simple and compound interest.
· Provide examples of the benefits and disadvantages of using a credit card.
· Make decisions about buying or renting a home or automobile.
· Evaluate mortgage options and compute the cost of owning a home.
· Describe the purpose of insurance and reasons for securing different types of insurance.
· Study basic economic concepts and explain their influence on individuals and the nation.

INACOL Online Course Quality Standards

Academic Content Standards and Assessments Rating Comments
The goals and objectives clearly state what the participants will know or be able to do at the end of the course. The goals and objectives are measurable in multiple ways. Fully Met Syllabus provided to students upon enrollment with standard alignment.
The course content and assignments are aligned with the state’s content standards, Common Core curriculum, or other accepted content standards set for Advanced Placement® courses, technology, computer science, or other courses whose content is not included in the state standards. Fully Met
The course content and assignments are of sufficient rigor, depth and breadth to teach the standards being addressed. Fully Met Objectives are fully met.
Information literacy and communication skills are incorporated and taught as an integral part of the curriculum. Fully Met
Multiple learning resources and materials to increase student success are available to students before the course begins. Fully Met Assignments, videos, quizzes, etc.
Course Overview and Introduction Rating Comments
Clear, complete course overview and syllabus are included in the course. Fully Met Syllabus and course goals are provided to students upon enrollment in course
Course requirements are consistent with course goals, are representative of the scope of the course and are clearly stated. Fully Met
Information is provided to students, parents and mentors on how to communicate with the online instructor and course provider. Fully Met Syllabus is provided to students, parents, and mentor which includes email and a telephone number to reach the online instructor and course provider.
Legal and Acceptable Use Policies Rating Comments
The course reflects multi-cultural education, and the content is accurate, current and free of bias or advertising. Fully Met
Expectations for academic integrity, use of copyrighted materials, plagiarism and netiquette (Internet etiquette) regarding lesson activities, discussions, and e-mail communications are clearly stated. Fully Met Students are provided a copy of these policies upon enrollment
Privacy policies are clearly stated. Fully Met Privacy policy is provided upon enrollment
Instructor Resources Rating Comments
Online instructor resources and notes are included. Fully Met Resources are available for students in the software program and teachers upload notes in individual assignments.
Assessment and assignment answers and explanations are included. Fully Met Program provides answer keys to all assignments/assessments
Instructional and Audience Analysis Rating Comments
Course design reflects a clear understanding of all students’ needs and incorporates varied ways to learn and master the curriculum. Fully Met There are a variety of materials to expose students to content (interactive tutorials, problems, quizzes, etc.)
Course, Unit and Lesson Design Rating Comments
The course is organized by units and lessons that fall into a logical sequence. Each unit and lesson includes an overview describing objectives, activities, assignments, assessments, and resources to provide multiple learning opportunities for students to master the content. Fully Met Any supplemental work is uploaded into Edmentum. Each unit has a summary of objectives to be mastered by the student. Any supplemental work is uploaded into Edmentum
Instructional Strategies and Activities Rating Comments
The course instruction includes activities that engage students in active learning. Fully Met Written response and discussion questions allow students to be actively engaged.
The course and course instructor provide students with multiple learning paths, based on student needs that engage students in a variety of ways. Fully Met Course provides a learning path that includes both short answers and multiple choice questions.
The course provides opportunities for students to engage in higher-order thinking, critical reasoning activities and thinking in increasingly complex ways. Fully Met
The course provides options for the instructor to adapt learning activities to accommodate students’ needs. Fully Met Instructor can upload enrichment activities as needed.
Readability levels, written language assignments and mathematical requirements are appropriate for the course content and grade-level expectations. Fully Met
Communication and Interaction Rating Comments
The course design provides opportunities for appropriate instructor-student interaction, including opportunities for timely and frequent feedback about student progress. Fully Met Students can interact with their instructor via phone, email, text, instant message, and/or video message.
The course design includes explicit communication/activities (both before and during the first week of the course) that confirms whether students are engaged and are progressing through the course. The instructor will follow program guidelines to address non-responsive students. Fully Met MVA policy states that students will communicate with their instructor multiple times during a week to ensure engagement and learning within the course.
The course provides opportunities for appropriate instructor-student and student-student interaction to foster mastery and application of the material. Fully Met There are opportunities for student-student interaction during live sessions or small-group sessions led by instructors
Resources and Materials Rating Comments
Students have access to resources that enrich the course content. Fully Met Students have access to translator, dictionary, calculator, math tools, etc.
Evaluation Strategies Rating Comments
Student evaluation strategies are consistent with course goals and objectives, are representative of the scope of the course and are clearly stated. Fully Met Teacher guides are provided with clearly stated details of course goals and objectives representing the scope of the course .
The course structure includes adequate and appropriate methods and procedures to assess students’ mastery of content. Fully Met
Feedback Rating Comments
Ongoing, varied, and frequent assessments are conducted throughout the course to inform instruction. Fully Met
Assessment strategies and tools make the student continuously aware of his/her progress in class and mastery of the content. Fully Met Student can view their progress within the program and through communication with the instructor.
Assessment Resources and Materials Rating Comments
Assessment materials provide the instructor with the flexibility to assess students in a variety of ways. Fully Met Short answer, quizzes and mastery tests allow instructors to assess students understanding.
Grading rubrics are provided to the instructor and may be shared with students. Fully Met Student written responses include a grading rubric at start of assignment.
The grading policy and practices are easy to understand. Fully Met Students are able to see a progress report in Edmentum
Course Architecture Rating Comments
The course architecture permits the online instructor to add content, activities and assessments to extend learning opportunities. Fully Met Teachers are able to add projects, outside links, etc. to course materials.
The course accommodates multiple school calendars; e.g., block, 4X4 and traditional schedules. Fully Met Courseware is available at any time throughout the set school calendar.
User Interface Rating Comments
Clear and consistent navigation is present throughout the course. Fully Met Instructions on navigation and tools are included in the online course orientation
Rich media are provided in multiple formats for ease of use and access in order to address diverse student needs. Fully Met
Technology Requirements and Interoperability Rating Comments
All technology requirements (including hardware, browser, software, etc...) are specified. Fully Met
Prerequisite skills in the use of technology are identified. Fully Met
The course uses content-specific tools and software appropriately. Fully Met
The course is designed to meet internationally recognized interoperability standards. Fully Met
Copyright and licensing status, including permission to share where applicable, is clearly stated and easily found. Fully Met
Accessibility Rating Comments
Course materials and activities are designed to provide appropriate access to all students. The course, developed with universal design principles in mind, conforms to the U.S. Section 504 and Section 508 provisions for electronic and information technology as well as the W3C’s Web Content Accessibility guidelines (WCAg 2.0). Fully Met
Data Security Rating Comments
Student information remains confidential, as required by the Family Educational Rights and Privacy Act (FERPA). Fully Met Student work is kept confidential within the school database system and courseware.
Accessing Course Effectiveness Rating Comments
The course provider uses multiple ways of assessing course effectiveness. Fully Met
The course is evaluated using a continuous improvement cycle for effectiveness and the findings used as a basis for improvement. Fully Met The course is evaluated for effectiveness by provider and software developer continuously.
Course Updates Rating Comments
The course is updated periodically to ensure that the content is current. Fully Met
Certification Rating Comments
Course instructors, whether faceto-face or virtual, are certificated and “highly qualified.” The online course teacher possesses a teaching credential from a state-licensing agency and is “highly qualified” as defined under ESEA. Fully Met
Instructor and Student Support Rating Comments
Professional development about the online course delivery system is offered by the provider to assure effective use of the courseware and various instructional media available. Fully Met
The course provider offers technical support and course management assistance to students, the course instructor, and the school coordinator. Fully Met Support is available from the course provider as well as the school.
Course instructors, whether face-to-face or virtual, have been provided professional development in the behavioral, social, and when necessary, emotional, aspects of the learning environment. Fully Met All staff attend ongoing professional development sessions on emotional/social issues throughout the year to remain current with students and families needs.
Course instructors, whether face-to-face or virtual, receive instructor professional development, which includes the support and use of a variety of communication modes to stimulate student engagement online. Fully Met
The provider assures that course instructors, whether face-to-face or virtual, are provided support, as needed, to ensure their effectiveness and success in meeting the needs of online students. Fully Met
Students are offered an orientation for taking an online course before starting the coursework. Fully Met Students are offered an orientation for each online course prior to starting the coursework

Review Conducted By : My Virtual Academy
Date of Review : 08/09/2017

Unit 1 – Mathematics Review
Unit 1 – Mathematics Review
Unit 2 – Consumer Mathematics Skills
Unit 3 – Wages, Income Tax, and Money Management
Unit 4 – Interest and Credit
Unit 5 – Large Purchases
Unit 6 – Economics and Finance

Term Type Enrollment Opens Enrollment Ends Random Draw Date Enrollment Drop Date Course Starts Course Ends # of Seats Course Fee Potential Additional Costs
Open Entry / Open Exit 04/02/2020 11/30/2020 500 \$375.0000 0.0000
Drop Policy Completion Policy Term Type Enrollment Opens Enrollment Ends
n/a Must pass course with D- (60%) or higher. Open Entry / Open Exit 04/02/2020 11/30/2020

In order to be successful in our program, it is important for the student to remain in constant communication with the online instructor. The online instructor will be communicating with the student 1-2 times per week. Communication between the student and online instructor will be phone, email, texting, and/or discussion boards. Online instructors provide families with their weekly office hours and My Virtual Academy is open Monday – Thursday from 8 AM – 8 PM, Friday from 8 AM – 4 PM and Saturday from 8AM – 2 PM with staff available to answer questions/concerns. Messages received after hours will be returned the next school day. Parents/Guardians/Students will have access to the curriculum and gradebook 24 hours per day, 7 days per week.

School Year Enrollment Count Pass Count Completion Rate Notes
19-20 0 0 0.0%

My Virtual Academy Tech Support is available Monday – Thursday, 8 AM – 8 PM, Friday 8 AM – 4 PM, and Saturday 8 AM – 2PM.

Browser:
Edge (latest), Internet Explorer® 11, Chrome (latest), Firefox (latest), and Safari (latest).

Plug-Ins:
Adobe Flash®, Java, Office compatible software. For a small percentage of our legacy content, you may need the following plug-ins: Shockwave® and/or Plato® Xtras.

Pop-Up Blockers:
How to turn off pop-up blockers

Mobile Browser Support:
We support the following tablet configurations:
OS – Android; Browser- Chrome (Latest version)
OS – iOS; Browser – Safari (Latest version)

Please note, voice recorder for World Languages works with Flash.